324 Crystal Ave
P.O. Box 269
Crystal Falls, MI 49920
800-373-7038
906-875-6626
info@ludstooragency.com




 

 


Which Companies Do We Represent?

AAA Insurance
1 Auto Club Drive
Dearborn, MI  48126
(888) 222-2317
Claims Line: (800) 222-6424
www.aaa.com
        The Auto Club Group (ACG) is a Dearborn, Michigan-based holding company comprised of six Midwestern AAA clubs serving members in eight states. In addition, we own and operate The Auto Club Insurance Association, providing auto and home insurance to approximately 800,000 policyholders across the ACG territory. In fact, we are the leading auto insurance provider and travel agency in several of the markets ACG serves. The Auto Club Group also owns a major interest in AAA Life Insurance Company, which markets life insurance and annuity products to approximately 150,000 policyholders across the nation.


AIG Auto
(888) 244-6163
www.aig4auto.com
        When it comes to Auto, Motorcycle, Recreation Vehicle and Commercial Vehicle insurance, we�re the experts!  With the backing of the world�s largest insurance company, AIG Agency Auto offers you exceptional coverage, superior claims service and the security you can count on.  And we offer our products through more than 24,000 independent agencies and brokerages located throughout the country to provide you with the expertise you need when purchasing insurance.


Auto Owners Insurance Company
PO Box 30660
Lansing, MI  48909-8160
(800) 445-4185
After Hours Emergency Claims: (800) 252-4626
www.auto-owners.com
        Since 1916, Auto-Owners Insurance has helped people with their insurance needs. We are dedicated to the independent agency system, offering our products through over 6,000 independent agencies in 25 states. Auto-Owners products are brought to you through caring, knowledgeable professionals, who live and work right in your community.  We�re proud to be ranked among the Fortune 500 every year since 2002, and our written premium is over $4.56 billion.
        Our claim representatives are dedicated to providing our policyholders with our highly rated, "No Problem", claim service.
        A.M. Best Rating:  A++ (Superior)


Bristol West
(800) 274-7865
www.bristolwest.com
        Bristol West began providing private passenger automobile insurance to Florida residents in 1973. Since that time, Bristol West has grown to be a leading provider of liability and physical damage insurance focusing exclusively on private passenger automobiles across the United States.
        Sold through agents and brokers, Bristol West insurance products provide customers the security of a comprehensive range of automobile insurance coverages at competitive prices.


Farmers and Merchants Mutual Fire Insurance
100 4th Street
Calumet, MI  49913
(906) 337-3512
www.farmmut.com
        Farmers & Merchants is a regional property and casualty company marketing personal lines insurance coverages through independent agents in Michigan�s Upper Peninsula.
        Over 45 independent agencies represent our company today, providing coverage to over 15,000 Policy holders in Upper Michigan. We can provide the insurance coverage to protect you and your property. We offer Homeowners, Renters, Mobile Homeowners, Dwelling Fire, Farm Fire, and Commercial Lines protection.
        AM Best Rating: A � (Excellent)


Foremost
PO Box 2739
Grand Rapids, MI  49501
(800) 527-3907
www.foremost.com
        Foremost is a national leader in specialty insurance with more than 1.3 million customers in 49 states. Foremost offers insurance for mobile homes, specialty homeowners and specialty landlords, motor homes, travel trailers, fifth-wheels, motorcycles, off-road vehicles, snowmobiles, personal watercraft, boats and collectible autos.


Frankenmuth Mutual Insurance Company
One Mutual Ave
Frankenmuth, MI  48787-0001
(800) 234-1133
After hours emergency claims reporting:  (800)-234-4433
www.fmins.com
        Frankenmuth Mutual Insurance Company was founded on the tradition of neighbor helping neighbor. It's a tradition we uphold today.
        The company has been recognized by Ward Group as one of the top 50 property and casualty insurance companies in the United States thirteen of the last fifteen years.
        As a policyholder, you have the security of knowing you have chosen a financially sound, well-managed company with the resources to cover your losses.
        Frankenmuth is represented by more than 350 independent agencies and serviced by over 500 employees.  The heritage upon which the company was founded over 135 years ago is still followed today.  The coverage is broader, the area is larger, but the tradition is still neighbor helping neighbor.
        AM Best Rating:  A+ (Superior)


Hagerty Insurance
PO Box 1301
Traverse City, MI  49685-1301
(800) 747-5348
www.hagerty.com
        In 1983, Hagerty Insurance Agency began offering one of the first classic and wooden boat insurance products on the market. And in 1991, Hagerty launched its classic auto policy with agreed value coverage � a first in the industry. 
        Hagerty now provides insurance coverage for approximately 350,000 collector vehicles and boats. The number is growing because of our commitment to providing an excellent product and superior service, and our dedication to our agents and direct customers.
        AM Best Rating:  A- (Excellent)  


Michigan Insurance Company
PO Box 152120
Grand Rapids, MI  49515-2120
(888) 606-6426
After hours emergency claims reporting:  (800) 255-7131
www.michiganinsurance.com
        Your company for the future.  Michigan Insurance Company is headquartered in Grand Rapids and focused on Michigan.  That emphasis results in an understanding of local markets and the needs of Personal and Commercial customers.  It translates into products that meet needs and make sense.
        A.M. Best Rating:  A


Northern Mutual Insurance Company
201 Quincy Street
Hancock, MI  49930-0570
(888) 482-9526
www.northernmutual.biz
        Northern Mutual sells its insurance policies through Independent Insurance Agents for many reasons.
        Your Independent Agent lives in your community, they are involved in your schools and your community organizations, and they may be your friend.
        Because of this, your agent has a better opportunity to help you meet your insurance needs. They are not some anonymous voice over an 800 number. Independent Agents have a genuine interest in doing the best they can to serve you.
        Keep doing business with your Independent Agent, the right choice!
        AM Best Rating:  A- (Excellent)


Progressive
PO Box 94625
Cleveland, OH  44101
(800) 274-4499
www.progressive.com
        More than 10 million people choose Progressive to insure their vehicles, making us the third largest auto insurance group in the country. Our customers choose us for the value and service we offer, including choices that make your insurance experience convenient, efficient and easy.


Titan
PO Box 7097
Troy, MI  48007-7097
(800) 347-7930
www.titanauto.com
        In the early 90's, Titan Insurance wrote their first private passenger automobile insurance policy. Through acquisitions, an aggressive growth plan and a desire to be the best, 10 years later, Titan Insurance is one of the largest Specialty Auto carriers in the State.
        Last year, Titan and its affiliated companies ranked as one of the top 10 nonstandard automobile insurers in the United States with $265 million in net premiums written.
        On August 1, 2003, Titan Insurance was purchased by Nationwide Mutual Insurance Company and now has Nationwide Mutual Insurance Company as its parent company.


Travelers
PO Box 96596
Chicago, IL 60693-6596
(800) 443-4404

     Travelers is No. 93 on the Fortune 500 list of the largest publicly-traded U.S. corporations.
     $21.6 billion in net written premium, $26 billion in total revenue and $115.2 billion in total assets in 2007.
     Second-largest writer of commercial U.S. property casualty insurance.
     Second-largest writer of auto and homeowners insurance through independent agents.
     Products distributed primarily through over 12,000 independent agents througout the United States.
     Consistently high financial strength ratings.


Victoria Insurance
5915 Landerbrook Dr
Cleveland, OH  44124
(800) 888-8424
www.victoriainsurance.com
        Victoria Insurance protects individuals against financial hardship caused by accidental losses. We have full service branches located around the country.
        Our commitment is to provide market-specific products and value added services to our agents and customers. Our staff's goal is to provide our customers with exceptional customer service.
        AM Best Rating: A+ (Superior)

 


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